Privacy Policy

FACTS WHAT DOES COMMONWEALTH UTILITIES EMPLOYEES CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect, and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
When you are no longer our member, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Commonwealth Utilities Employees Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Commonwealth Utilities Employees Credit Union share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO
For our marketing purposes— to offer our products and services to you YES NO
For joint marketing with other financial companies YES NO
For our affiliates’ everyday business purposes— information about your transactions and experiences NO WE DON'T SHARE
For our affiliates’ everyday business purposes— information about your creditworthiness NO WE DON'T SHARE
For non-affiliates to market to you NO WE DON'T SHARE

QUESTIONS? Call us at (508) 748-3452

Who we are

Who is providing this notice? Commonwealth Utilities Employees Credit Union

What we do

How does Commonwealth Utilities Employees Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Commonwealth Utilities Employees Credit Union collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card
Why can’t I limit all sharing? Federal law gives you the right to limit only
  •  sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
  • State laws and individual companies may give you additional rights to
  • limit sharing.

Definitions

Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  •  Commonwealth Utilities Employees Credit Union has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Commonwealth Utilities Employees Credit Union does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Commonwealth Utilities Employees Credit Union jointly markets with insurance companies.
Other important information
State Law: If you give us written permission to share information about your electronic fund transfers.

© 2017 Commonwealth Utilities Employees Credit Union

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Massachusetts Credit Union Share Insurance Corporation

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