Personal Loans

Life’s full of unexpected surprises, unexpected opportunities and unforeseen expenses.

Personal loans are all about you. We can help you get the money you need for those unexpected expenses or those “I just have to get it” moments.  Personal loans are a great way to consolidate your debt that have higher interest rates such as credit cards.

An unsecured personal loan is a great way to get cash in a hurry with a low interest rate. Come in to the credit union or apply online. It’s quick and easy to get the money you need.

A Share Secured Loan from Commonwealth Utilities Employees Credit Union is a good idea if you’re looking to build your credit or you need to make a necessary purchase but don’t want to dip into your savings. With a Share Secured Loan you borrow against your savings at the credit union and receive a low-rate loan, while still earning interest on your financial resources on deposit!

  • You can borrow up to 100% of the balance in your Share Savings Account.
  • No fees.

You can apply for a low rate personal loan or a secured personal loan. Your loan, your way.

Current Personal Loan Rates

Type *APR Max.Amount Max. Yrs. Per/$1000
Shared Secured       As low as 2.50 %        $ No Limit       10 YRS. $ 9.43 
Unsecured (Joint borrower)       As low as 7.00 %        $ 20,000.       4 YRS. $ 23.95 
Unsecured (Single borrower)       As low as 7.00 %        $ 15,000       4 YRS. $ 23.95 

*APR = Annual Percentage Rate.
Rates subject to change without notice.

Calculate Your Monthly Payments*

Loan Amount: $
Interest Rate: %

Your monthly payments will be
Your weekly payments will be
Borrowed Amount:
Total Interest of Loan:
Total Loan Repayment Cost:

*Calculators are for estimating purposes only.

© 2017 Commonwealth Utilities Employees Credit Union

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Massachusetts Credit Union Share Insurance Corporation

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