Fixed Rate Home Equity Loan

With a fixed-rate Home Equity Loan from Commonwealth Utilities Employees Credit Union, you can make your money work for you.

With easy, affordable payments, you can consolidate bills, make home improvements, pay for college expenses or buy a new car. It’s your equity, and your choice of how best to use it.

You’ll pay no interest until you use the funds, and interest paid may be tax-deductible!

Whenever you want access to some of your hard-earned equity, Commonwealth Utilities Employees Credit Union is here to help by providing the right loan and term that fits your needs.

Apply online, stop by our credit union or call one of our friendly service representatives.




Current Fixed Home Equity Rates

Minimum loan advance $10,000, Maximum loan $125,000.

Type Term *APR
Equity Loan       5 –  Years        4.50 %
Equity Loan       10 –  Years        4.75 %
Equity Loan       15 –  Years        5.50 %


*APR= Annual Percentage Rate.

Rates subject to change without notice.   Some restrictions apply.   For qualified borrowers.


Calculate Your Monthly Payments*

Loan Amount: $


Interest Rate: %

Your monthly payments will be
$
Your weekly payments will be
$
Borrowed Amount:
$
Total Interest of Loan:
$
Total Loan Repayment Cost:
$

*Calculators are for estimating purposes only.

© 2017 Commonwealth Utilities Employees Credit Union

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Massachusetts Credit Union Share Insurance Corporation

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