SHARE CERTIFICATES & IRA SHARE CERTIFICATES

The road toward a more secure financial future begins with saving strategies using Commonwealth Utilities Employees Credit Union’s IRAs and Share Certificates.

IRA Share Certificates

money_growthIRA Share Certificates are a smart approach to your retirement planning.

  • Choose from Traditional and Roth IRAs
  • Open an IRA with a $1,000 minimum balance
  • Dividends are compounded daily and paid monthly
  • Roll dividends into the IRA Share Certificate account
  • Terms range from 6 to 60 months
  • No monthly fees

Share Certificates
Invest your money for a specific term and grow your savings at a guaranteed rate.

  • Dividends are compounded daily and paid monthly
  • Roll dividends into the Share Certificate account
  • Terms range from 6 to 60 months
  • No monthly fees

CURRENT RATES

Term Minimum Dividend Rate APY*
60 months **** $ 1,000 1.90 % 1.90 %
48 months **** $ 1,000 1.80 % 1.80 %
36 months **** $ 1,000 1.70 % 1.70 %
24 months **** $ 1,000 1.30 % 1.30 %
18 months **** $ 1,000 1.10 % 1.10 %
12 months *** $ 1,000 0.90 % 0.90 %
6 months *** $ 1,000 0.70 % 0.70 %

** APY = Annual Percentage Yield.
*** 90 day early withdrawal penalty
**** 180 day early withdrawal penalty
Rates and Terms are subject to change without notice.



© 2017 Commonwealth Utilities Employees Credit Union

Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

Massachusetts Credit Union Share Insurance Corporation

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