CD Rates

SHARE CERTIFICATES & IRA SHARE CERTIFICATES

The road toward a more secure financial future begins with saving strategies using Commonwealth Utilities Employees Credit Union’s IRAs and Share Certificates.

IRA Share Certificates

IRA Share Certificates are a smart approach to your retirement planning.

  • Choose from Traditional and Roth IRAs
  • Open an IRA with a $1,000 minimum balance
  • Dividends are compounded daily and paid monthly
  • Roll dividends into the IRA Share Certificate account
  • Terms range from 6 to 60 months
  • No monthly fees

Share Certificates
Invest your money for a specific term and grow your savings at a guaranteed rate.

  • Dividends are compounded daily and paid monthly
  • Roll dividends into the Share Certificate account
  • Terms range from 6 to 60 months
  • No monthly fees

CURRENT RATES A/O 12-04-19

Term Minimum Dividend Rate APY*
60 months **** $ 1,000 2.50 % 2.50 %
48 months **** $ 1,000 2.25 % 2.25 %
36 months **** $ 1,000 2.00 % 2.00 %
24 months **** $ 1,000 1.85 % 1.85 %
18 months **** $ 1,000 1.55 % 1.55 %
12 months *** $ 1,000 1.35 % 1.35 %
6 months *** $ 1,000 1.05 % 1.05 %

** APY = Annual Percentage Yield.
*** 180 day early withdrawal penalty
**** 270 day early withdrawal penalty
Rates and Terms are subject to change without notice.


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